Consider Going Out of State for College

By Tim McFillin / August 14, 2019

In-State College Is Not Always Cheaper When I was in high school growing up in Vienna, VA, my parents told me “Tim, you can go to any school that you want……but it has to be in Virginia.” So, I did! The oldest of four, I proudly attended the University of Virginia, hoping to pave the…

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GI Bill Transfer – How Does It Work?

By Ethan Lohr / July 23, 2019

In recent weeks, the GI Bill has received new attention because of a major change that the Department of Defense implemented on July 12, 2019. The DOD instituted a 16-year cap barring members with longer service times from transferring their Post 9/11 GI Bill education benefits to a spouse or dependents. What is the Post…

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The Art of Budgeting in College

By Grant Buster / July 11, 2019

Tracking Expenses When it comes to college, many people often overlook or underestimate the costs above and beyond tuition. Housing, food, student fees, sporting event tickets, textbooks, and even gas— these miscellaneous expenses build up over time. A 2016 study found that 43 percent of students don’t track their spending, while 58 percent said they…

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How Do You Eat an Elephant? Paying for College One Bite at a Time

By P.J.Horan / July 11, 2019

College is a very large expense and if you have multiple kids going to school, it could end up costing more than your primary residence.  Unlike your primary residence, however, college is heavily discounted. From financial aid to scholarships to regular old living expenses being repurposed, the very big expense of college can be taken…

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When Should You Apply for Scholarships?

By Hugo Carvajal / July 2, 2019

Do Not Wait Until Senior Year I often hear from parents saying, “my son/daughter will start applying for scholarships in their senior year.” I have often wondered why. Senior year is a tale of two drastically opposed semesters. First semester is a frantic flurry of SAT/ACT’s and college applications, in addition to class work and…

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A Peek Behind the Curtain of College Pricing

By Brock Jolly / June 20, 2019

This article was originally published on March 16, 2013. It was updated on June 20, 2019. One of the biggest problems in planning to pay for college is that most parents simply don’t understand the rules of the game.  And it’s not as if the colleges are doing a great job of teaching us the…

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Steering Clear of the Student Debt Crisis

By Shane Duhe / June 14, 2019

Loans, Loans, Loans, and More Loans There has been much talk lately in the media about the staggering amount of outstanding student loan debt.  The statistics are alarming: At the end of 2018, almost 45 million Americans had outstanding student loans totaling $1.57 trillion. Student loan debt is second only to mortgage obligations, passing credit…

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The Road to 120: Graduating College in Three Years

By Freddie Rappina / June 5, 2019

A Possible Strategy to Help Minimize the Cost of College When I was in my first semester of college in the late ‘90s, the first book I read was the course guide book (and yes, it was a physical book then). I used it to figure out which classes would help me graduate quickly with…

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The EFC Mumbo Jumbo

By Demetrius Doss / May 30, 2019

After giving almost a hundred college funding workshops on the East Coast in the past three years, one of the most common questions I receive is this: “In layman terms, can you explain all this EFC stuff?” It’s a simple question that should have a simple answer. Per the FAFSA website, the EFC (Expected Family…

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Are Public Universities Actually Cheaper?

By Samantha Davenport / May 28, 2019

Skewed Perceptions: “Only State Universities Are Affordable” Why do so many college applicants only apply to public universities? They believe that private schools will cost more money, and they won’t be able to afford it. At least this is what we are repeatedly hearing from families that we work with on their financial planning. There…

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