My Kid Is a Decent Student but We Will Not Qualify for Need-Based Financial Aid

By Hugo Carvajal / August 16, 2022

I hear this a lot. And by a lot, I mean almost every day. This is one of the most common issues for families trying to pay for college. Calculate…

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Save for Retirement or Pay for Your Kids’ College?

By Hugo Carvajal / June 23, 2020

Many parents already have enough on their plate as they try to secure their retirement. Throw college into the mix and things get much more complicated. Nevertheless, the majority of…

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Think Twice About Using Real Estate to Pay for College

By Hugo Carvajal / November 19, 2019

Note: In this post, I am focusing solely on rental properties—not REITs or crowdfunding platforms. You can read about the pros and cons of using home equity in another post.…

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When Should You Apply for Scholarships?

By Hugo Carvajal / July 2, 2019

Do Not Wait Until Senior Year I often hear from parents saying, “my son/daughter will start applying for scholarships in their senior year.” I have often wondered why. Senior year…

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